IRA Qualified

Charitable Distribution

If you are age 70½ or older, you may be able to give up to $111,000 per year directly from your IRA to qualified charities such as Angel of Hope Animal Rescue without paying federal income tax on the distribution.

This type of gift—called a Qualified Charitable Distribution (QCD)—is a simple and tax-efficient way to support animals in need while potentially lowering your taxable income.

Benefits

• Your gift can count toward your Required Minimum Distribution (RMD) if you are required to take one.
• The amount donated may be excluded from your taxable income.
• Your gift helps provide medical care, shelter, and second chances for animals in need.
• It allows you to make a meaningful gift without affecting your cash flow.

Requirements

To make a Qualified Charitable Distribution:

• You must be age 70½ or older at the time the gift is made.
• You may give up to $111,000 per year from your IRA.
• The gift must come from a traditional IRA.
• The funds must be transferred directly from your IRA administrator to the charity.
• You cannot receive goods or services in exchange for the gift (such as event tickets).

Always consult with your financial advisor or tax professional before making a distribution.

How to Make an IRA Gift

1. Contact your IRA plan administrator.
2. Request a Qualified Charitable Distribution (QCD) directly to Angel of Hope Animal Rescue.
3. Provide the following information:

Legal Name: Angel of Hope Animal Rescue
Federal Tax ID (EIN): 81-0572205

Your IRA administrator will provide instructions for completing the transfer.

Notify Angel of Hope

If you plan to make a gift from your IRA, please let us know so we can properly acknowledge your generosity.

Helpful information to share:

• Your name
• The amount of your gift
• The approximate transfer date
• Any specific program or purpose you would like your gift to support

Timing Your Gift

To qualify for the current tax year, your IRA charitable distribution must be completed by December 31.

Because transfer times vary, it is best to contact your IRA administrator well before the end of the year to ensure the gift is processed in time.

IMPORTANT NOTICE

This information is provided for educational purposes and is not intended as legal or tax advice. Please consult your financial advisor, tax professional, or attorney to determine how an IRA charitable distribution may affect your personal financial situation.

Securities offered through J.W. Cole Financial, Inc. (JWC) Member FINRA/SIPC. Advisory Services offered through J.W. Cole Advisors, Inc. (JWCA). Luebeck Geisler Hamm Wealth Management, Inc. and JWC/ JWCA are unaffiliated entities.

The information contained in this material does not purport to be a complete description and is intended for informational purposes only. Any opinions are those of the content creator and not necessarily those of Luebeck Geisler Hamm Wealth Management, Inc., JWC or JWCA. This information is not intended as a solicitation or an offer to buy or sell any security or investment product. Investments and strategies mentioned may not be suitable for all investors. Luebeck Geisler Hamm Wealth Management, Inc. and JWC/JWCA do not provide tax or legal advice. Always discuss any tax or legal matters with an appropriate professional.

Thoughtful charitable planning can make a meaningful impact. If you would like more information, donors are encouraged to consult with their financial or tax professional to determine appropriate charitable giving strategies. If you do not currently work with a financial professional, you may reach out to Connor for general information on charitable planning concepts.